Get pre-approved and shop with confidence
Is your vehicle financed at another financial institution at a higher rate? Call one of our loan officers today to see how we can help you lower that payment!
Buying a home is one of the biggest decisions you’ll make. THEFCU is here to guide you step-by-step through the process. Whether you are purchasing or refinancing a home, we are committed to making the process as easy and hassle-free as possible.
Home Equity Loans
Home repairs, education expenses, consolidation of bills and more. Borrow up to 90% on your home!
Visa Credit Cards
Choose the card that's best for you
Classic Platinum Rewards
No annual fee No annual fee
No balance transfer fees No balance transfer fees
No penalty APR No penalty APR
1.5% Cash Back on all purchases*
*Disclaimer (You will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns, and adjustments). Cash advances and balance transfers used to access your account are not considered purchases and will not earn rewards.) Or use points to Purchase Gift Cards, Merchandise, Travel and Event tickets
Stop changing credit cards with the seasons and come back to the dependability and convenience of a Credit Union credit card. Contact our loan department today and find out how you can save!
A share secured loan allows you to use money in your Savings account or Certificate as security. This way you don’t need to tie up property or equity, and you can still earn dividends on your savings while getting a lower loan rate.
A hold will be placed on the Savings account or the Certificate being used as collateral on the loan.
Unsecured Loans (no collateral needed)
Need money for vacation? Credit card debt? Home Improvement? Medical bills or other high interest debt? We can help! Our Signature loans can be used for any purpose.
Consolidating credit card debt may even help improve your credit score!
Phone-A-Loan at 859-252-3131
*All loans subject to approval. THEFCU complies with the Equal Credit Opportunity Act.