Debit Cards


With our MasterCard Debit Card you have the ability to access your Credit Union Checking Account worldwide!

Get cash at ANY ATM displaying the Star or Cirrus logos. Use your Debit Card to purchase goods and services exactly like you would use a credit card... instead of your purchase being credited to a credit card, it's automatically deducted from your Credit Union Checking Account. Any merchant that honors MasterCard Credit Cards will accept your Debit Card.

Avoid the Surcharge!

Use your Debit or ATM card surcharge free at any Central Bank. The Health and Education Federal Credit Union is also a member of Alliance One, a nationwide group of select-surcharge ATMs. 

Find The Nearest Alliance One Location To You

Lost your Debit card?

Call 859-231-8262, select option #2 to contact Member Services Monday thru Friday from 9:00 am to 5:00 pm and Saturday from 9 am to Noon.

Call 1-800-523-4175 after our business hours to report a lost or stolen debit or ATM card.

Notice to Debit Card Holders

Due to the number of fraudulent debit card transactions occurring in Mexico, Belarus, France, Hong Kong, Indonesia, Iraq, Israel, Italy, Japan, Korea, Luxembourg, Malaysia, Iran, Pakistan, Philippines, Romania, Russian federation, Slovakia, Slovenia, Spain, St Kitts-Nevis, Taiwan, Thailand, Turkey, Ukraine, United Kingdom, Yugoslavia, Nigeria, Saudi Arabia, United Arab Emirates, Canada, and Australia your Credit Union has taken preventative measures by blocking all transactions.

When traveling…

Contact Member Services at 859-231-8262 select option #2, so we can release your card for your travels.

Have Questions?

Contact Us Visit a Branch


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