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Rates

Loan Rates

Loans	Amount	Rate as low as	APR*	Term
New Auto	100% Financing	3.99%	3.99%	48 Months
New Auto	100% Financing	4.49%	4.49%	60 Months
New Auto	100% Financing	4.99%	4.99%	75 Months
New Auto	100% Financing	5.49%	5.49%	84 Months
Used Auto	NADA Retail	3.99%	3.99%	Varies
Motorcycles, Boats, & RVs	80% Financing	7.49%	7.49%	Varies
Fixed Home Equity Loan	90% LTV	6.5%	6.5%	15 Years
Signature	$5,000.00	11.9%	11.9%	36 Months
Signature	Up to $10,000.00	11.9%	11.9%	Varies
Share Secured	N/A	2.5%	2.5%	Varies

*APR: Annual Percentage Rate
Rates are subject to change without notice

Deposit Rates

Savings	Minimum	Dividend Rate	APY*	Term
Savings	N/A	0.20%	0.20%	N/A
Vacation Club	N/A	0.20%	0.20%	N/A
Christmas Club	N/A	0.20%	0.20%	N/A
IRA	N/A	0.20%	0.20%	N/A

* APY = Annual Percentage Yield
Rates are subject to change without notice
Rates effective 3/1/2025

Money Market Rates starting 10/1/2025

Money Market	Minimum	Dividend Rate	APY*	Term
Tier 1	$25,000.00 & UP	2.48%	2.50%	N/A
Tier 2	$10,000.00 - $24,999.99	2.23%	2.25%	N/A
Tier 3	$2,500.00 - $9,999.99	1.98%	2.00%	N/A

* APY = Annual Percentage Yield
Rates are subject to change without notice
Rates effective 3/1/2025

Dividends calculated on average daily balance, paid quarterly.

Certificates	Minimum	Dividend Rate	APY*	Term
1 Year Certificate	$1,000.00	3.85%	3.91%	1 Year
2 Year Certificate	$1,000.00	3.25%	3.29%	2 Year
3 Year Certificate	$1,000.00	3.00%	3.03%	3 Year
4 Year Certificate	$1,000.00	2.48%	2.50%	4 Year
5 Year Certificate	$1,000.00	2.48%	2.50%	5 Year

* APY = Annual Percentage Yield
Rates are subject to change without notice
Rates effective 3/1/2025

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